Home Sale Net Sheet (Divorce Split)

Estimate your home-sale proceeds and proposed split. Enter an expected sale price, loan payoffs, fees, and any fixed credits, then choose a split to see total net and each party’s share. Use this as a planning conversation starter, and coordinate with a CDLP® to help keep settlement terms financeable.

Disclaimer: This tool provides educational estimates only and is not legal, tax, financial, real estate, or lending advice. It is not a listing agreement, comparative market analysis, loan application, approval, pre-approval, or commitment to lend. Results are based on user inputs and simplified assumptions and may exclude items such as transfer/recording taxes, capital-gains implications and depreciation recapture, title premiums, attorney fees, HOA transfer/setup fees, repair holdbacks, prorations, escrow shortages/reserves, and other third-party or lender charges. Actual proceeds and party allocations will vary and are determined by your final contract, settlement statement, lender payoffs, and applicable law. Any “split” or “credit” outputs are modeling aids only and do not constitute advice on equitable distribution. Eligibility for financing and specific loan terms depend on full underwriting review (credit, income, assets, collateral, occupancy, loan limits/investor rules) and program guidelines that may change without notice. A CDLP® offers mortgage planning within the divorce process and does not provide legal or tax advice—consult your attorney, tax professional, real estate broker, and a licensed mortgage lender to verify final terms. Use of this tool is at your own risk; no warranty is made or implied.