Plan Your Equity Buyout with Clarity

Use this calculator to estimate a new payment by combining your Current Mortgage Balance with the Equity Buyout Amount; including taxes, insurance, HOA, and optional PMI.

Why work with a CDLP®

• Align settlement terms with lending guidelines so agreements remain financeable

• Structure equity buyouts and timing for refinance or a new purchase

• Map income sources (support, variable, self-employed) under mortgage rules

• Anticipate title/assumption/appraisal issues before they derail closing

The mortgage isn’t the problem; it’s the plan. A CDLP® helps you make one.

Disclaimer: This calculator is for educational planning only and is not legal, tax, or financial advice. It is not a loan application, approval, or commitment to lend. Estimates are based on user inputs and basic assumptions (fixed-rate, fully amortizing) and exclude lender pricing, points, funding/guarantee fees (e.g., FHA/VA/USDA), escrow reserves, and other third-party charges. Eligibility and terms depend on full underwriting review (credit, income, assets, collateral, occupancy, loan limits) and program guidelines that may change without notice. Property taxes, insurance, HOA dues, and MI/MIP are estimates and will vary. A CDLP® provides mortgage planning within the divorce process and does not provide legal or tax advice—consult your attorney and tax professional. Results are not guaranteed; verify final terms with a licensed mortgage lender.